When storms hit Central Texas, the damage can be overwhelming. But it’s not just flooding and roof leaks you need to watch out for. Every year, severe weather is followed by a wave of unsolicited repair offers from people known as “storm chasers.”
These individuals show up at your door offering fast, often too-good-to-be-true repairs. Many leave town before the job is finished, if they start at all. Some take payment and vanish. In the rush to recover, it’s easy to get caught off guard.
Here’s how to protect your home and your wallet during storm season.
What Is a Storm Chaser?
Storm chasers are out-of-town contractors who travel to areas hit hard by weather events. They offer immediate repairs, often claiming to work with your insurance company or promising to cover your deductible.
Some are legitimate, but many are not. Common tactics include rushing homeowners into quick agreements, asking for large upfront payments, and using vague or incomplete paperwork. When problems arise later, the contractor is long gone.
Red Flags to Watch For
Scammers often follow a predictable script. Be cautious if you notice any of the following:
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High-pressure tactics. They push you to act immediately or risk missing your chance for insurance reimbursement.
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No local presence. They cannot show a local address, references, or any past work in your area.
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Demand for full payment upfront. Legitimate contractors usually take a deposit but bill the rest after work is completed or in stages.
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No written contract. They avoid giving clear timelines, scopes of work, or costs in writing.
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Strange insurance requests. They may ask you to sign over insurance benefits or claim they can “take care of everything” with your provider without your input.
If Your Home Is Damaged, Start Here
It’s natural to want repairs done quickly. But taking a few simple steps can save you from much bigger problems later.
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Contact your insurance agent first. They can walk you through the claim process and recommend trusted resources.
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Document the damage. Take clear photos before any cleanup or repairs begin.
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Get multiple quotes. Aim for at least two or three written estimates from reputable, licensed contractors.
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Check credentials. Use the Texas Department of Insurance or local government sites to verify licenses and complaint history.
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Ask if they have worked with Watkins clients. Local professionals often have long-standing relationships in the community.
Why Local Experience Matters
In a crisis, working with a known and trusted advocate gives you more than just repairs. Local contractors understand Texas building codes, weather risks, and insurance requirements. They don’t disappear when the work is done.
If You Suspect a Scam
Even the most careful homeowner can run into trouble. If something feels off:
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Report suspicious activity to the Texas Attorney General’s Consumer Protection Division or the Texas Department of Insurance Fraud Hotline.
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Let your insurance company know. They may be able to flag issues or help recover funds.
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Share what happened. Neighborhood groups and online forums are powerful tools for warning others.
Protect More Than Your Property
Insurance is a support system when the storm happens. And in the aftermath of a storm, your protection should include clear advice, trusted advocates, and people who genuinely have your back.
If your home was affected by recent storms, reach out. We’re here to help with guidance you can trust and no pressure to rush decisions.
