Patrick McFadden

Patrick McFadden brings 30 years of insurance experience and a career built across nearly every corner of the industry, from claims and carrier operations to agency ownership and private client advising. As a Private Client Insurance Advisor at Watkins Insurance Group, he specializes in managing complex risk portfolios for high-net-worth individuals, with a focus on high-value properties, collections, and the full scope of assets that define a client’s lifestyle and legacy. He holds the LUTC and FSCP designations.

Patrick builds custom risk management plans designed around each client’s specific circumstances, then monitors and adjusts those plans as life changes. His background in claims gives him a grounded perspective on how coverage actually performs when it matters most, which shapes every recommendation he makes. Clients get a single point of contact who knows their portfolio, stays current on market shifts, and brings that knowledge to every conversation.

The risk landscape for high-net-worth individuals is changing. Carriers are increasingly requiring active loss mitigation tools, including water monitoring systems and heat detection devices, before binding coverage. Patrick stays ahead of these shifts so his clients are never caught off guard. He sees AI-driven predictive protection as the next significant development in the space, one that will allow advisors to get ahead of coverage gaps before they become problems.

Outside of work, Patrick and his wife Nicole spend most of their time with their three children, Jamison, Ayla, and newborn Brooke. When he is home, he enjoys reading, collecting vinyl, and time in the backyard. He is a proud supporter of the Longhorns, UNLV Rebels, UVA Lacrosse, and the Green Bay Packers.