Andrew Circosta

With more than 20 years of experience, Andrew Circosta serves as a Life Insurance Advisor focused on life insurance, disability coverage, long term care planning, and advanced risk strategies for individuals and business owners. He has worked across multiple areas of the insurance industry, including high-volume direct marketing environments where he helped thousands of clients secure cost-effective coverage. That experience shaped his operational discipline and reinforced a clear client-first approach that guides his work today. 

Andrew specializes in helping business owners and families solve practical problems: protecting income, funding buy-sell agreements, securing key person coverage, and designing executive benefit strategies that support recruitment and retention. His approach is straightforward. He identifies the core risk a client is trying to address and builds an efficient solution aligned with long-term financial and estate goals. Andrew leads with clarity instead of product complexity.

Having seen firsthand the financial impact of losing a loved one or business partner, Andrew understands that life insurance is a stability decision. One of his proudest professional moments involved helping a business owner implement a comprehensive succession and protection strategy that ultimately preserved company value and protected both family and employees during a critical transition. He finds the greatest reward in long-term relationships built on trust and steady guidance, not one-time transactions.

He stays current on product innovation, underwriting developments, and regulatory changes to ensure clients receive relevant, well-informed advice. Outside of work, Andrew spends time with his wife, Gloria, and their three children. Whether at a soccer field, a live music venue, or on a family trip to the beach, he values the same security and long-term stability for his own family that he works to provide for his clients.