A hailstorm just blew in through Central Texas.
We understand that such events can significantly impact your home and business operations. We are reaching out to provide you with essential information and guidance to navigate any potential damages and disruptions you might have experienced.
Watkins Insurance Group Claims Department
At Watkins Insurance Group, we understand that dealing with an insurance claim can be stressful and complicated. That’s why we’re proud to offer our clients the support of our Claims Advocacy team. Our dedicated Claims team is here to support our clients, especially during events like hailstorms, ensuring a seamless and efficient claims process for our valued clients. Comprising experienced and empathetic claims professionals, our team is adept at providing swift assistance to any claims you may have.
Immediate Steps Post-Hailstorm
- Assess Damage Safely: Once it is safe, inspect your business premises and assets for any visible damages, focusing on roofs, windows, vehicles, and outdoor equipment.
- Document the Damage: Record the date and time of the storm and take clear, detailed photographs of any damages to support any potential insurance claims.
- Contact Your Insurance Agent: If you suspect any damage, contact your insurance agent promptly to discuss your concerns and understand your coverage and claim filing process.
Identifying Hail Damage
- Business Premises: Look for dents in gutters, vents and damages to windows or skylights. Check for “bruises” or dark spots on shingles and other roofing materials.
- Vehicles and Equipment: Inspect for dents, chipped or cracked windshields, and other visible damages.
Beware of Hail Fraud
Post-storm scenarios often see the emergence of fraudulent contractors or “storm chasers.” Be vigilant and cautious about anyone who approaches you offering repair services, especially those who:
- Offer “free” inspections with potential hidden strings attached.
- Pressure you to make quick decisions.
- Present contracts with blank spaces or lack detailed information.
- Demand substantial upfront payment.
Hiring a Reputable Contractor
- Obtain Multiple Estimates: Seek estimates from multiple licensed and insured contractors to ensure fair pricing and quality of work.
- Verify Credentials: Request to see licenses, proof of insurance, and references and verify their authenticity.
- Communicate with Your Insurance Company: A reputable contractor will coordinate with your insurance company to facilitate the repair process.
We Are Here to Support You
Our team is here to assist you in navigating through this challenging time. If you have any concerns or questions regarding your insurance coverage or claim process, please do not hesitate to contact your Watkins Insurance Group team.
We are committed to supporting our clients in ensuring the resilience and continuity of their businesses in the face of adverse weather events. Let’s work together to rebuild and fortify our business community.
