Insurance

Is Your Workers’ Comp Policy Keeping Up With Rising Claims and Shifting Costs?

By April 14, 2025No Comments

Workers’ comp costs are changing and if you’re a Texas employer in construction, logistics, or any labor-intensive field, you’ve likely felt the pressure.

Despite an 11.5% rate decrease approved for 2025, Texas still reported 564 fatal workplace injuries last year. Add in rising OSHA fines and a growing gap in safety compliance, and it’s clear: now isn’t the time to let your guard down.

So what does this mean for your business?

In our latest guide, Workers’ Comp Adjustments Due to Rising Claims: A Texas Perspective, we break down:

  • Texas workplace injury data and trends by industry

  • What impacts your workers’ comp premiums (hint: it’s not just payroll)

  • Why OSHA violations can now cost up to $165,000

  • What employers can do to reduce risk and control long-term costs

You’ll also learn practical ways to optimize your policy, from lowering your Ex Mod to audit preparation and return-to-work planning. Whether your team is growing or you’re reassessing coverage during renewal season, this guide offers real-world insights to protect both your workers and your bottom line.

Download the free guide today and get expert advice from Watkins Insurance Group, your Texas-based partner in proactive risk management.